Group Benefits

Group Benefits Insurance

Fully insured group benefits provide stability, simplicity, and confidence, ensuring dependable coverage while protecting your business from risk. Pinnacle Risk Solutions makes it easy to deliver competitive benefits with fixed premiums, expert support, and stress free administration tailored to your unique needs.

Great benefits, simple and hassle free

Fixed Premiums, No Claims Risk
Comprehensive Health & Wellness Coverage
Expert Support From Start To Finish
Stress Free Administration
Tailored Plans Specific to Your Business

Features of our fully insured plans include:

Comprehensive Coverage Options – Our fully insured group benefits plans include health, dental, vision, life, disability, and more. Ensuring your employees have access to the care they need.
Fixed Premiums – Your premiums remain predictable and stable, allowing you to budget effectively while providing robust coverage to your workforce.
No Risk for Your Business – Fully insured plans transfer the financial risk of employee claims to the insurance provider, providing peace of mind and protecting your bottom line.
Expert Guidance – We work with top rated insurance carriers to offer competitive rates and help you select the best plan based on your company’s size, industry, and budget.
Streamlined Enrollment & Administration – Our team provides end to end support, from easy enrollment for employees to seamless plan administration, making your benefits process simple and hassle free.
Employee Satisfaction & Retention – By offering comprehensive benefits, you demonstrate your commitment to employee well being, which can enhance job satisfaction, boost productivity, and improve retention rates.
Regulatory Compliance – Stay compliant with all industry regulations (such as ACA, HIPAA, and more) while we handle the paperwork and reporting, reducing administrative burden and legal risks.
Great Benefits Without the Hassle – Exceptional benefits designed specifically for you and your employees. Enjoy comprehensive coverage and a truly hassle free experience from start to finish.

Why choose Pinnacle Risk Solutions for your fully insured benefits plan?

Tailored Plans – We understand that every business is different, and our fully insured group plans are customized to fit your workforce’s specific needs.
Ongoing Support – From initial setup to claims assistance, we provide continuous support, ensuring that you and your employees are always taken care of.
Cost Efficiency – We aim to offer you the most competitive rates without compromising on coverage, helping your business save on health related costs while offering top tier benefits to your employees.

But… Should You Consider Self Insurance?

Are you looking for the potential to significantly lower costs?
Would you like more flexibility and control over your benefits program?
Do you want more options to customize coverage for your employees’ needs?

Pinnacle Risk Solutions makes it easy to decide.

Our expert team will help you assess readiness and transition to a self insurance model with confidence with these services:

Cost Control Confidence – Easily track claims and fixed costs to ensure your spending aligns with your budget and financial goals.
Plan Design Flexibility – Customize your benefits to match workforce needs, offering only what your employees really want and use.
Risk Management Support – Access expert guidance and stop loss protection to confidently manage financial exposure and ensure long term stability.

Self Insurance Plans Designed Specifically for You

Once you’ve decided on a self insurance model, the Pinnacle Risk Solutions team will evaluate and create a tailored plan designed to lower your costs and increase control and support employee well being.

Seamless Renewal Process – Automate renewals with a customized playbook tailored to your company’s needs and goals.
Tailored Solutions – Gain leverage and explore multiple options at renewal.
Comprehensive Options – Go beyond traditional solutions with our No Stone Unturned commitment to finding the best coverage and strategies.